At Heritage Lake Advisors, we recognize that no two clients are the same, which is why we offer multiple ways to work with us. Whether you’re looking for experienced guidance without the need to move your assets, a comprehensive wealth management experience, or a tailored solution for your business or non-profit, we’ve crafted options that align with your specific needs and goals.
Here are three distinct ways we work with our clients:
1. Fee-Only Planning: Guidance Without Moving Your Accounts
For clients who prefer to keep control of their own investments but still want experienced financial advice, our Fee-Only Planning option offers exactly that. This model allows you to benefit from our financial planning guidance without transferring your investment accounts to us. It’s designed for those who are comfortable managing their own portfolios but seek guidance on specific areas such as tax strategies, retirement planning, or navigating significant financial decisions.
In this model, you pay a flat fee for our advice—no ongoing management fees or asset transfers are required. This gives you the flexibility to retain control of your investments while benefiting from a professionally crafted financial plan.
Ideal clients:
- You want experienced financial planning without changing your current investment setup.
- You’re comfortable managing your own investments but need help with tax strategies, retirement planning, or complex financial decisions.
- You’re looking for transparent, fee-based advice without ongoing asset management fees.
2. Full-Service Planning & Investment Management: All-Inclusive Wealth Care
For those who prefer a more comprehensive approach, our Full-Service Planning and Investment Management option provides our advisory clients complete financial and investment management. In this model, we become your financial partner, handling all aspects of your wealth planning, from financial advice to managing your investments.
You gain access to our full range of services, including personalized financial planning, tax optimization, estate planning, and proactive investment management. We’ll continuously adjust your plan as your life changes, striving to ensure that every part of your financial journey is managed in harmony. In this model, you pay a percentage of the assets we manage for you, and in return, you receive our ongoing support and guidance.
Ideal clients:
- You have significant wealth or complex financial needs and want a professional team to manage your investments and overall financial strategy.
- You prefer a hands-off approach to managing your finances and want a dedicated advisor to handle everything, from planning to investing.
- You want a long-term relationship with a team that can evolve your financial plan as your life changes.
3. Customized Solutions for Businesses and Non-Profits: Tailored Financial Strategies
In addition to working with individuals and families, Heritage Lake Advisors offers customized solutions for businesses and non-profits. We understand that organizations face unique financial challenges, and our team is equipped to provide tailored strategies that address your specific needs.
From managing cash flow and seeking to optimize investments to overseeing retirement plans and preparing for growth, we collaborate with you to develop a financial plan that aligns with your organization’s goals. Our approach is personalized, focusing on the unique structure and objectives of your business or non-profit, whether you’re looking to grow, ensure long-term sustainability, or better manage financial risk.
Ideal clients:
- You run a business or non-profit organization with specific financial needs and challenges.
- You’re seeking experienced guidance on managing your organization’s finances, including investment strategies, retirement plans, or cash flow management.
- You need a trusted partner who understands the financial complexities of businesses or non-profits and can help you navigate them.
Who We’re Best Suited For
While we’re open to working with a wide range of clients, we excel in helping those with complex financial situations, significant wealth, or unique organizational needs. Whether you’re an individual, a family, a business, or a non-profit, our experience and tailored approach help ensure that we can create a plan that aligns with your goals and addresses your financial future.
Ready to have a different wealth management experience? Let’s start a conversation and see how we can better serve your or your organizations financial needs today and for generations to come.
*Advisory accounts are not designed for excessively traded or inactive accounts and are not appropriate for all investors. Please carefully review the advisory disclosure document and discuss with your advisor what may be appropriate for you.
